Specialized Truck Equipment Insurance
Specialized truck equipment companies need insurance to address their specific needs. Having appropriate insurance is essential to protecting the company’s future financial well-being.
What Insurance Does a Specialized Truck Equipment Company Need?
Depending on the details of your business and your company’s structure and functions, your agent may recommend that you purchase the following insurance policies:
- General liability insurance helps provide coverage if an accident or equipment malfunction causes third-party injuries or property damage.
- Property insurance helps pay to repair or replace the company’s property and buildings after a covered incident or accident.
- Workers’ compensation insurance helps the company financially support employees who suffer work-related injuries or illnesses.
- Commercial auto insurance provides liability coverage and may also help protect the company’s vehicles, depending on the chosen coverage.
- Umbrella insurance helps provide coverage for liability claims that exceed the limits of the company’s other liability policies.
- Customer vehicle insurance helps cover vehicles in the company’s custody or care.
- Vehicles held for sale insurance helps cover vehicles for sale while located on the company’s lot.
- Dealer plate insurance helps provide coverage if a vehicle for sale is in an accident during pickup or delivery while using dealer plates.
Contact Us
Specialized truck equipment insurance policies cover a wide range of perils, and it’s crucial to work with an experienced agent to get appropriate insurance coverage for your company. Contact Stroud-Miller Insurance Service today to learn more about your options and get a quote.